Rampnow vs MoonPay: Buy & Sell Crypto Comparison

Rampnow supports more than 1,500+ tokens and 60+ blockchains with clearer fees and wider global coverage than MoonPay. MoonPay works well for simple purchases, but Rampnow offers more flexibility for users who buy and sell crypto regularly or operate across multiple networks.

Choosing the Right On-Ramp in a Multi-Chain Era

Buying and selling crypto today isn’t as simple as choosing one payment method. The crypto ecosystem spreads across multiple blockchains, layer-2 networks, and thousands of tokens, which means users and businesses need an on-ramp that can handle this range smoothly.

Rampnow and MoonPay both offer on-ramp and off-ramp services, but the differences in token support, fees, and payment coverage determine how well each platform fits modern crypto activity.

This comparison simplifies those differences so you can see where each platform stands.

Token and Blockchain Support

Token Availability

The biggest difference between the two platforms comes from token support.

Rampnow offers:

• 1,500+ tokens
• Major layer-1 assets
• DeFi tokens
• Ecosystem-specific assets
• Long-tail and emerging tokens

MoonPay offers:

• 80–170 tokens, depending on region
• Mostly major, high-demand assets

Rampnow’s wider token coverage helps users avoid switching between platforms when buying or selling less common tokens.

Blockchain Support

Rampnow covers:

• 60+ blockchains
• Major layer-1 networks
• Modern layer-2 chains
• DeFi, NFT, and gaming ecosystems

MoonPay supports:

• A limited number of blockchains

If you use multiple wallets or operate across different networks, Rampnow’s broader multi-chain reach gives more flexibility without extra steps.

Fees and Pricing Transparency

MoonPay Fees

MoonPay charges up to 4.5% for card transactions. Bank transfers cost less but remain higher than alternatives. Some regions experience additional markups depending on the payment method.

Rampnow Fees

Rampnow provides transparent pricing before checkout, including:

• Competitive fees
• Clear totals shown upfront
• No hidden spreads
• No unexpected adjustments

For users who buy tokens consistently or make larger transactions, Rampnow’s pricing clarity helps reduce long-term costs.

Transaction Speed

Speed matters when markets move quickly. Both platforms offer fast processing, but handling differs.

Rampnow:

• Card purchases complete within minutes
• SEPA Instant settles in 1–2 hours
• Quick off-ramp processing for supported regions

MoonPay:

• Card purchases are fast
• Bank transfers can be slower
• Occasional verification delays reported

Rampnow’s streamlined system reduces waiting time for both on-ramp and off-ramp activity.

Security and Compliance

Both platforms operate under a non-custodial model. When users buy crypto, funds go directly to their wallets. When they sell, fiat goes directly to their bank accounts.

Rampnow’s security and compliance framework includes:

• SOC2-aligned practices
• Strong AML and KYC controls
• GDPR compliance
• MiCA readiness
• Zero custody of user assets

MoonPay also follows strong compliance rules, but Rampnow’s newer infrastructure offers more transparency in security and data handling.

Payment Method Support

Rampnow supports:

• Visa and MasterCard
• SEPA and SEPA Instant
• Bank transfers
• Apple Pay and Google Pay
• Local and regional payment methods

MoonPay supports similar payment methods but with more regional restrictions.

Global Availability

Rampnow:

• Available in 160+ countries
• Supports both on-ramp and off-ramp globally
• Fewer blocked jurisdictions

MoonPay:

• Restricted in several regions
• Unavailable in multiple U.S. states
• Limited off-ramp access in some areas

Rampnow’s broader availability makes it better suited for international users who need consistent access.

Developer and Business Integration

Rampnow offers:

• A clean, well-documented API
• A fast, drop-in widget
• Full white-label customization
• Token listing support
• Dedicated onboarding and technical assistance

MoonPay’s API is widely used but offers fewer customization and white-label options.

For Web3 wallets, fintechs, NFT marketplaces, and DeFi apps, Rampnow’s modular setup provides more flexibility and scalability without redirects.

Customer Support and Reliability

Support quality matters when handling financial transactions.

Rampnow:

• Fast response times
• Consistent support during high traffic
• Strong coverage for both users and businesses

MoonPay:

• Mixed feedback
• Reports of slow responses during peak hours
• Delays in identity verification resolutions

Rampnow’s reliability makes it a better choice for platforms that rely on consistent transaction flow.

Use Cases Where Rampnow Performs Better

For Everyday Users

• Lower transaction fees
• Faster settlement
• Wider token availability

For DeFi, NFTs, and Multi-Chain Users

• Long-tail asset support
• 60+ blockchain networks
• Better compatibility with wallets and on-chain apps

For Businesses and Developers

• Scalable integration
• Flexible branding
• Easy API onboarding
• Broad coverage across assets and regions

Rampnow helps both individuals and businesses operate efficiently across a wide range of assets and blockchains.

Where MoonPay Falls Behind

MoonPay remains useful for basic crypto purchases but faces limitations:

• Smaller token list
• Higher card-processing fees
• Regional restrictions
• Limited blockchain coverage
• Slower bank-transfer processing

These limits make MoonPay less ideal for active traders, multi-chain users, or Web3 businesses needing wider asset access.

How to Get Started With Rampnow

1. Visit Rampnow
2. Create your account
3. Complete quick KYC
4. Select the crypto asset you want to buy or sell
5. Choose your payment method
6. Complete the transaction and receive your assets or fiat

The setup process is simple and usually takes only a few minutes.

Comparison Table

Feature	Rampnow	MoonPay
1,500+ Supported Tokens	✔	❌
60+ Supported Blockchains	✔	❌
Lower, Transparent Card Fees	✔	❌
On-Ramp Support	✔	✔
Off-Ramp Support	✔	❌ (Limited)
Availability in 160+ Countries	✔	❌
White-Label & Full API Customization	✔	❌
Support Long-Tail & Emerging Tokens	✔	❌
Broad Multi-Chain Wallet Compatibility	✔	❌

Who Should Choose Which Platform?

Not every user needs the same features. The better choice depends on your crypto habits.

Choose Rampnow if you want:

• Access to a wide range of tokens
• Multi-blockchain support
• Clearer, lower fees
• Faster settlement
• Reliable global coverage
• Full buy and sell support

Choose MoonPay if you want:

• Basic, simple purchases of major tokens
• Occasional one-time transactions
• A familiar interface for small purchases

Rampnow fits users seeking flexibility, scalability, and long-term reliability across multiple networks, while MoonPay works for simple, quick purchases.

What This Means for You

Both platforms handle basic buy and sell functions, but the differences are clear in token coverage, fees, supported blockchains, and availability.

MoonPay is fine for simple, mainstream crypto buys.
Rampnow delivers lower fees, faster settlement, broader token access, and global reach — making it the practical choice for frequent users and multi-chain participants.

Frequently Asked Questions (FAQs)